Flood Zone Elevation Certificate Floor

An elevation certificate documents important features of your property including its location flood zone building characteristics and most importantly the elevation of its lowest floor.

Flood zone elevation certificate floor. If your elevation certificate determines your lowest floor to be at risk of flooding. For example the ec shows the location of the building lowest floor elevation building characteristics and flood zone. Your insurance agent will use the ec to compare your building s elevation to the base flood elevation bfe shown on the flood map being used for rating and determine the cost to cover your flood risk. The elevation certificate will take into account important factors like home location flood zone materials used in construction and lowest floor elevation.

The elevation certificate is required in order to properly rate post firm buildings which are buildings constructed after publication of the flood insurance rate map firm located in flood insurance zones a1 a30 ae ah a with bfe ve v1 v30 v with bfe ar ar a ar ae ar a1 a30 ar ah and ar ao. The lowest floor elevation might be the most important factor that determines your home s rating. N alternatively after the piers or columns have been constructed the intended elevation of the lowest floor should be validated during an in spection by the licensed professional and noted on the elevation certificate prior to installation of the lowest horizontal structural supporting members. The form is issued by the nfip and used by insurance agents to determine your flood insurance premiums.